Life Certificate Submission: As the November 30 deadline for submitting Life Certificates approaches, pensioners across India are receiving unprece dented support through a massive nationwide digital campaign. The government, along with India Post Payments Bank (IPPB), EPFO, SBI and the Department of Telecommunications, has intensified efforts to make the Life Certificate process smooth, accessible and fraud-proof.
With 2,500 verification camps, biometric-enabled doorstep services and Aadhaar-based authentication, senior citizens—including those above 90 and 100 years—can complete their Digital Life Certificate (Jeevan Pramaan) submission from home or nearby centres. The initiative aims to ensure uninterrupted pensions for 2025 while upholding transparency and convenience.
Key Takeaways on Life Certificate Submission 2025
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- Life Certificate Submission Window: For 2025, all pensioners must submit their Life Certificates between 1 November and 30 November. Pensioners aged 80+ can start from 1 October 2025.
- Digital Life Certificate Campaign 4.0: Conducted across nearly 2,000 districts with 2,500 camps and 1,250 nodal officers, focusing on the oldest pensioners.
- IPPB–EPFO Collaboration: A new MoU enables free doorstep Digital Life Certificate services through India Post’s vast network.
- SBI Support Nationwide: SBI is organising mega drives in 115 cities and 575 branches, including 2,400 high-density pensioner branches.
- Aadhaar-Based Verification: Jeevan Pramaan uses Aadhaar-based biometric or face recognition for secure, paperless authentication.
Why Life Certificate Submission Is Mandatory
Every year, lakhs of pensioners must verify that they are alive to continue receiving pension benefits. Known as the Life Certificate or Digital Life Certificate (DLC), this mandatory verification ensures that pension funds are disbursed only to eligible beneficiaries, preventing fraud and misuse.
Missing the deadline results in temporary suspension of pension payments. The introduction of Jeevan Pramaan has modernised this process, replacing long queues and physical paperwork with a simple, fast, digital system.
Digital Life Certificate Campaign 4.0: Driving Convenience for Pensioners
Union Minister Jitendra Singh launched Digital Life Certificate Campaign 4.0, describing it as a reform “born out of empathy for the elderly.” The campaign spans nearly 2,000 districts, supported by 2,500 camps and 1,250 nodal officers.
Last year’s campaign recorded an impressive 1.62 crore Life Certificate submissions, including nearly 50 lakh from central government pensioners.
The 2025 effort pays special attention to elderly pensioners aged 90 and above, ensuring they receive timely assistance through both digital and doorstep services.
IPPB–EPFO MoU Enables Free Doorstep Life Certificate Services
In a major relief for EPFO pensioners, the India Post Payments Bank (IPPB) has signed an MoU with EPFO to offer doorstep Digital Life Certificate services at no cost.
Key highlights include:
- A vast network of 1.65 lakh post offices and more than 3 lakh postal staff, including postmen and Gramin Dak Sevaks.
- Staff equipped with biometric devices that support fingerprint and digital face authentication.
- Pensioners can submit their Life Certificates from home without travelling to banks or EPFO offices.
- The entire cost of issuing the DLC is borne by EPFO, making it completely free.
The initiative aligns with the government’s Digital India and Ease of Living missions, ensuring inclusive and convenient verification for all pensioners.
SBI and Telecom Departments Strengthen Nationwide Support
The State Bank of India has launched mega camps across India to help pensioners generate Digital Life Certificates through face authentication.
SBI’s support includes:
- Drives in 115 major cities
- Initiatives in 575 branches
- Assistance at over 2,400 high-density pensioner branches
Similarly, the Department of Telecommunications’ Controller General of Communication Accounts (CGCA) is conducting 320 camps in 171 cities, a 42% increase from the previous year. These camps aim to support around 22,000 pensioners whose certificates expire this month.
How Pensioners Can Submit Life Certificates in 2025
1. Online Submission Through Jeevan Pramaan Portal
Pensioners can visit jeevanpramaan.gov.in and authenticate using Aadhaar-linked fingerprint or iris scan. Once authenticated, the Digital Life Certificate is generated and automatically shared with the Pension Disbursing Agency (PDA). A Pramaan ID is also sent via SMS.
2. Submission via UMANG App
The UMANG app allows easy submission by searching for “Jeevan Pramaan,” entering Aadhaar and PPO details and completing biometric authentication. The certificate is sent directly to the PDA.
3. Offline Submission at Bank or CSC
Those preferring traditional methods can visit their bank branch or CSC centre to submit their certificate manually. Staff help validate details and complete biometric verification.
4. Doorstep Submission Through India Post (IPPB)
For elderly or mobility-restricted pensioners, IPPB’s doorstep service is a major relief. Postal staff visit homes, use biometric devices and instantly generate the Life Certificate.
Understanding the Jeevan Pramaan Process
Step 1: Register the Biometric Device
Users provide Aadhaar and mobile number, receive OTP, enter basic details and authenticate using fingerprint or iris to register their device.
Step 2: Generate the Digital Life Certificate
The pensioner enters personal information such as Aadhaar, PPO number, pension type, bank details and employment status. After biometric authentication, a DLC is generated and stored securely online. Pensioners receive an SMS acknowledgment containing their Certificate ID.
Who Must Submit a Life Certificate?
Life Certificates are mandatory for:
- Central and State Government pensioners
- Defence pensioners
- Family pensioners
- Pensioners from public sector undertakings
Failure to submit before the deadline leads to temporary suspension of pension benefits.
Essential Information Required Before Submission
To ensure a smooth verification process, pensioners should keep ready:
- Aadhaar Number
- Registered Mobile Number
- PPO Number
- Bank Account Number
- Name of Pension Sanctioning Authority
Legal Validity and Security of Digital Life Certificates
The Digital Life Certificate is legally valid under the Information Technology Act. Its biometric verification ensures authenticity, transparency and prevents fraud, making it a secure alternative to traditional paper certificates.
A New Era of Hassle-Free Pension Verification
The massively expanded digital and doorstep services—spanning 2,500 camps, 1.65 lakh post offices and lakhs of trained staff—highlight India’s commitment to easing the verification process for pensioners. By integrating technology with last-mile delivery, the government has ensured that even the oldest and most vulnerable pensioners can submit their Life Certificates comfortably and on time. This modern, inclusive and secure approach ensures that beneficiaries continue to receive their pensions without interruption, reinforcing India’s broader mission of digital empowerment and citizen-centric governance.
Also Read: Biometric‑Based e‑Health Cards Pilot for Rural India
FAQs on Life Certificate Submission 2025
1. What is the deadline for submitting the Life Certificate in 2025?
Pensioners must submit their Life Certificate between 1 November and 30 November 2025. Super Senior Citizens (80+) may submit from 1 October.
2. How can pensioners submit their Digital Life Certificate online?
Pensioners can submit it via the Jeevan Pramaan Portal or UMANG App using Aadhaar-based fingerprint, iris or face authentication.
3. What doorstep services are available for Life Certificate submission?
India Post Payments Bank provides free doorstep Digital Life Certificate services through postmen and Gramin Dak Sevaks equipped with biometric devices.
4. What documents are required to generate a Digital Life Certificate?
Pensioners need Aadhaar number, mobile number, PPO number, bank account details, and pension sanctioning authority information.
5. Who must submit the Life Certificate every year?
All Central, State, Defence, Family, and PSU pensioners must submit their Life Certificate annually to avoid suspension of pension.
