UPI’s New Superpowers in 2025: Credit Lines, RuPay Credit at QR, UPI-ATM, UAE Acceptance, MDR Rules & the e-Rupee—All from Official Sources
UPI’s New Superpowers: UPI’s arc in 2025 is about credit and convenience—not just pay-now. The RBI has allowed pre-sanctioned credit lines to be used on UPI; NPCI has productized it as Credit Line on UPI. RuPay credit cards can be used on UPI QR at merchants; UPI-ATM brings cardless cash at participating ATMs; UAE shops…